Know exactly where you stand for retirement
Australia's most comprehensive retirement planner — superannuation, property, Age Pension, and tax in one place. Free, private, no sign-up required.
$0B+
in Australian superannuation
0
years — the Age Pension eligibility age
0.5%
Superannuation Guarantee rate (2024–25)
Everything you need in one plan
Most retirement calculators only cover super. We model your complete financial picture.
Super & Salary Sacrifice Projections
See exactly how your superannuation will grow with employer contributions, salary sacrifice, and voluntary contributions — projected to your target retirement age.
Includes 2024–25 contribution caps and Division 293 taxAge Pension Eligibility Calculator
Run the full Centrelink assets test and income test with deeming rates to estimate your fortnightly Age Pension entitlement at retirement.
Assets test, income test, and Work Bonus includedProperty & Investment Income Modelling
Model your investment properties, negative gearing tax benefits, and net rental yield — and see how they contribute to your retirement income stream.
Negative gearing, depreciation, and net yield calculatedHow it works
Complete your plan in about 10 minutes
Enter your profile
Age, salary, partner details
Add your super
Balance, contributions, fund type
Include your assets
Property, shares, cash
Set your goals
Lifestyle, income needs
Get your plan
Detailed projections and strategies
Every Australian retirement factor covered
Built for the Australian tax and super system
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Free, private, takes about 10 minutes. Your data never leaves your device.
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